Expat Mortgages

If you are a British expatriate living or working abroad, there are many advantages to owning a home in the UK, both financial and emotional.

We can assist you by finding the best packages for the purchase and refinancing of UK property, either for you to use as a second home, to rent out, or to retain the family home for when you return to the UK.

With the mortgage market changing on an almost daily basis, it is important to know that you have the most up to date information from an independent source and that you are being advised on the overall deal, not just the headline rate.

Expat Services

If you intend to buy in the UK, or are re-mortgaging your existing property, please contact us and we can not only help you to find your way through the jargon, but also get the mortgage agreed in principle, often within 24 hours.

Our service to you does not stop there. We pride ourselves on our service standards and our team of dedicated support staff are on hand to walk you through all the steps and liaise with solicitors and valuers alike.

Because of our network links, we are also able to source a number of exclusive schemes and deals that would not be available on the high street.

Buy to Let Mortgages

Many lenders will allow the purchase of an additional property to be used for investment, as a "buy-to-let property." This will be based on your own income and any rental income combined.

We have been helping ex pats for many years, and are linked with all of the biggest names in the market. One of the advantages in being Independent is that you have access to all of the lenders under one roof and impartial advice to assist you to choose the best option for you.

Quite often it is possible to have your main residence let out without paying the extra costs of a buy to let mortgage.

Remortgages

Re-financing your current property, whether it is being let out, or your family home for when you return, is one of the most important decisions that you will make when overseas.

Due to our unique links with many of the lenders and our ability to negotiate exclusive deals, we will be able to assist. There are often reasons why you may consider releasing additional funds at the same time; this is not a problem, and we are happy to advise you accordingly.

We tailor make the solution for you, taking the stress out of the transaction process and allowing you to concentrate on your day to day life overseas.